Modifications and Changes that could invalidate your insurance

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Modifications and Changes that could invalidate your insurance

Post  Razpulsedj on Thu Nov 11, 2010 3:42 am

Here is a list i was given from a insurance company showing modification that could invalidate your insurance in the event of a claim if not declared to your insurer (obviously not every insurance company will use each one)

ALSO ON EACH CLAIM DIFFERENT INSURERS WILL USE THEIR OWN DISCRETION ON WHETHER IT WILL INVALIDATE YOUR INSURANCE

Firstly i would like to add that its mainly anything that is not on the car when it firsts leaves the factory

Here Goes:

1. Alarms/Immobilisers//Track
2. Alloy Wheels
3. Blueprinting
4. Bonnet Bulge
5. Bored-Out Engine
6. Bull Bars
7. Car Phones
8. Chipping-Eng. Management
9. Dashboard Changes
10. Decals/Stickers
11. Driving Lights
12. Dual Controls
13. Exhaust System Changes
14. Flared Wheel arches
15. Flared Wings
16. Fog Lamps
17. Front Spoiler/Airdam
18. Hand Controls
19. High Level Brake Light
20. Larger Speakers
21. Locking Wheel Nuts
22. Miscellaneous Eng. Changes
23. Murals
24. Non Standard Engine
25. Non Standard Respray
26. Rally Lights
27. Rear Roof Spoiler
28. Rear Spoiler/Aerofoil
29. Rear Valance
30. Replacements Seats
31. Side Skirts/Sills
32. Sports Steering Wheel
33. Spot Lights
34. Standard eng. Replacement
35. Stripes
36. Sunroof
37. Supercharging
38. Suspension Changes
39. Towbar
40. Transmission Changes
41. Turbo charging
42. Upholstery Changes
43. Up rated Breaks
44. Up rated Stereo Systems
45. Wheel Trims
46. Wider Tyres
47. Wider Wheels
48. Badges
49. Body Kit
50. Corolla Rally Replica
51. Avensis Dynamic Pack
52. Grey Import
53. Nitrous Oxide Kit Fitted
54. Non Standard Paint Work
55. Slick Tyres
56. Steering Change
57. Trial Tyres
58. Tail Lift
59. Additional Seating
60. Additional Windows
61. Altered Pedal Configuration
62. Hoist
63. Infra Red Controls
64. Removal of Seats
65. Tinted Windows
66. Wheelchair Clamps/Straps
67. Wheelchair Lift/Ramp/Winch
68. Air Conditioning
69. LPG Conversion
70. Magnetic/Removable Signs
71. Painted Signs (Under 25% of side and door)
72. Painted Signs (Greater than 25% of side and door)
73. Air Filter
74. Braided Break Hoses
75. Carburettor Changed
76. Twin Carb
77. De-Locked
78. Engine Tuned
79. Light Cluster Changed
80. Neon Lights Under Car
81. Side Steps
82. Wheel Spacers
83. Parking Sensors
84. Dump Valve
85. Turbo Timer
86. Eco Tek Valve
87. Intercooler – Bigger
88. Up rated Actuator
89. Chromed Engine
90. Up rated Clutch
91. Throttle Bodies Conversion (Non-Turbo)
92. Throttle Bodies Conversion (Turbo)
93. Up rated Cam
94. Quick Shift Gear Lever
95. Stage 1 Head
96. Stage 2 Head
97. Stage 3 Head
98. Stage 4 Head
99. Bleed/Relief Valve
100. Manifold
101. Carbon Fibre Bonnet
102. Changing to a Convertible
103. Up rated Headlight Bulbs
104. De-Handled
105. Seatbelt Harnesses
106. Strut Brace
107. Roll Cage
108. Lambo Style Door Conversions
109. Up rated Anti-Roll Bars
110. Debadged
111. Turbo Boost Controller
112. Suspension – Airbag/Hydraulic
113. Suspension – Up rated/Lowered/Stiffened Springs & Dampers
114. Suspension – Other
115. Catalytic Converter Removed
116. Intercooler – Front Mount
117. Push Button Start
118. Fibreglass Panels
119. Exhaust System Changes – Cosmetics
120. Exhaust System Changes – Cosmetics and Performance
121. Exhaust System Changes – Performance
122. Internal Racking
123. External Racking
124. Internal Shelving
125. Sat Nav Equipment
126. Biodegradable Fuel
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